What to Know About the SR22 Insurance Requirement
What to Know About the SR22 Insurance Requirement
Blog Article
If you've recently been told you need SR22 car insurance, you might be feeling overwhelmed. While it may sound like a special type of insurance policy, an SR22 is actually a state-required form required by the state in various circumstances. Let’s clarify what SR22 insurance is, who needs it, how it works, and why finding the right company is essential.
Understanding the SR22 Form
Despite the name, SR22 insurance is not a standalone insurance product. It’s a certificate that your insurer files with the state to prove that you have the minimum liability coverage by law. Imagine it as a guarantee from your insurer that you’re financially responsible while driving.
When Is SR22 Required?
You might be required to carry an SR22 if you’ve been involved in multiple traffic-related offenses, such as:
• Driving under the influence
• Reckless driving
• No proof of insurance
• Numerous infractions
• Revoked or suspended license
The SR22 requirement is often a condition of the reinstatement process for your copyright after such offenses.
SR22 Duration: How Long You’ll Need It
The duration you need to maintain SR22 coverage is set by your DMV, but in most cases, it’s required for several years. It’s vital to keep the policy active during this time. If it gets canceled, your insurer must notify the state, which could cause another license suspension.
What You’ll Pay for SR22 Insurance
The cost of filing an SR22 form is usually inexpensive—typically between $15 and $50. However, your coverage costs may go up depending on your driving history and the reason for the SR22. Those with a poor driving record often face higher rates, so it’s smart to compare quotes from various agencies.
Getting Started With SR22
Follow these steps to obtain SR22 insurance:
1. Contact your insurance provider and inform them you need an SR22.
2. Adjust or begin your auto insurance policy to meet state legal requirements.
3. Your insurer will file the SR22 form with the state.
4. You’ll receive notice once the state has accepted the filing.
Some companies don’t provide SR22 filings, so it’s important to work with one that is experienced with the process.
Finding a Trusted sr22 insurance SR22 Insurance Company
Not all insurance companies support SR22 filings, so it’s best to go with a provider that focuses on these cases. They’ll help you remain in good standing, maintain your coverage, and find better pricing even with a blemished driving history.
If you're looking for a local SR22 insurance provider in Fort Lauderdale, here’s a highly recommended option:
Name: SR22 Direct of Fort Lauderdale
Address: 3511 W Commercial Blvd, Fort Lauderdale, FL 33309
Phone: (954) 947-0494
Website: https://sr22direct.com/locations/fort-lauderdale-sr22-insurance/
SR22 Direct of Fort Lauderdale offers fast, affordable, and reliable SR22 filings for drivers who need to comply with DMV orders. Let their experienced team work with you every step of the way.